GENERAL BUYERS GUIDE:
We'll guide you step by step.
Step 1: Get Pre-Approved – Your Financial Blueprint
Why is this the essential first step? Because shopping without a pre-approval is like house-hunting in the dark. It gives you and your agent a clear, powerful starting point.
Here’s what a pre-approval does for you:
Defines Your True Budget: After a confidential review with a trusted lender, you'll know exactly how much you qualify for. This allows us to focus only on homes within your comfortable monthly payment range, saving you from the heartache of falling in love with a house that isn't financially feasible.
Makes You a Serious, Competitive Buyer: In today's market, sellers often won't even consider an offer without a pre-approval letter. It shows you are a prepared, credible buyer, which can make your offer stand out, especially in multiple-bid situations.
Uncovers & Solves Issues Early: The process identifies any potential financial hurdles—like credit score issues or documentation gaps—well before you make an offer. This gives us time to address them, so there are no last-minute surprises that could derail your purchase.
Our Commitment to You:
Whether you’re getting a mortgage or making an all-cash purchase, we will guide you to secure the necessary financial verification upfront. This ensures you are 100% ready to act quickly and confidently when it’s time to make your winning offer.
Your Next Step:
Let's connect you with a top lender to get your pre-approval started. This is the first, most powerful move toward your new home. If you are not working with a lender we have a trusted lender we can recommend.
Step 2: Listen to the Buyers’ needs and wants in a home. Not only do we want to know how many bedrooms and baths you'd like , but we also consider all the other details that are important. We want to make an appropriate search/filter that comes close to what your are looking for. The Buyer then gets set up with our system to receive emails of properties new properties that meet their criteria.
Step 3: Once the Buyer has identified a few properties that are of interest. We advise buyers of availability. We schedule tour times for the properties, and we head out to preview them. Buyers should not get discouraged if on the initial tour(s) they don’t find what they like. Buying a property can be stressful and you'll rarely find the perfect home, unless you order a custom home, you want to find something close that will work and you can make into your perfect house.
Step 4: Once a Buyer has identified a property that is of interest, we draft your offer contract and review any disclosures with the buyer. We educate the buyer on what the norms are regarding who pays what and negotiate on your behalf.
Step 5: Once a Buyers offer is accepted. We educate the buyer on opening Escrow (usually within 24 hours of acceptance) and give them a run down on what takes place during this time (i.e. inspections, negotiations, repairs, etc.).
Step 6: Closing. Prep the buyers for closing and acquiring keys to their new home.
Ready for Professional Buyer Representation?
Free consultation no commitment necessary
Click the link below
https://www.haciendabellarealty.com/contact
or
CALL, TEXT, or EMAIL Miguel Heredia Today!
📞 520-837-994
✉️ Text or Email: MiguelHeredia.hbr@gmail.com "I'm ready to buy!"
We'll answer all your questions and guide you step by step.